Your Path to Ownership Starts Here

Flexible, fast financing options designed to help you bring home the equipment you need with confidence.

Whether you’re upgrading your mower, investing in new powersports equipment, or expanding your trailer and outdoor‑power lineup, we make financing straightforward and stress‑free. Our trusted lending partners offer competitive rates, quick approvals, and programs for both consumer and commercial buyers. With simple applications and clear terms, you can focus on choosing the right equipment—while we help you take the next step toward ownership.

01

Sheffield Financial is a specialized equipment financing company known for simple, fast point‑of‑sale financing that provides consumer and commercial loans for outdoor power equipment, powersports vehicles, trailers, marine products, and similar gear. Founded in 1992, Sheffield is now a
 division of Truist Bank.

02

NEW PARTNER ON THE WAY!

Octane/Roadrunner Financial is a 
fintech lender for powersports, 
outdoor equipment, RVs, trailers, and 
marine products, offering fast, digital point‑of‑sale financing through 
thousands of dealers. Roadrunner Financial is Octane’s in‑house lender, providing instant credit decisions and broad credit coverage for recreational purchases.

03

Dealer Direct Financing is a department of First Community Bank in Batesville, Arkansas, offering retail 
financing for recreational and outdoor‑power equipment. They 
provide quick credit decisions, 
competitive rates, flexible down‑payment options, and finance both new and used units across 
categories like tractors, trailers, boats, powersports, and lawn equipment. Their model blends community‑bank service with the speed and technology of a national finance company.

04

Mower Finance is a division of Terrace Finance that provides equipment 
financing and leasing solutions 
specifically for the landscaping and snow‑removal industries. They operate a multi‑lender application platform, giving consumers, commercial operators, and municipal buyers access to a wide range of financing programs through a single application. Mower Finance is not a lender itself—instead, it matches applicants to the most 
suitable lending partner based on credit profile and equipment needs.

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